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My little prick of a son is almost three months old now, but he still insists on getting up every night to eat. I don’t know why he won’t touch the bowl of food I leave in his crib, and I’ve even tried pouring water on it to make that gravy the dog likes so much. Whatever the case, I have to get up every other night to give that selfish little baby a bottle, and since I can’t fall back asleep, I just stay up and watch tv.

One ad I’ve seen a number of times is for a Native American owned lending company called Western Sky Financial. They offer loans of up to $5,000, and if you pause it and read the fine print, the terms are mind-boggling.

If you borrow $5,000, you pay it off by making 84 monthly payments of $486.58 each. That’s a staggering interest rate of 116.73% a year, and when it’s all said and done, you’ll be paying back $40,872.72 over seven years to borrow $5,000.

How dare you Injuns play our game and try to cheat us out of our hard-stolen land and money. I have half a mind to get smallpox, rub it on a blanket and give it to you. And I won’t stop there. We’ll see how greedy you are when your tribe is wracked with disease and starving because I’ve shot all your buffalos. Savages.

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